There’s a change in legislation affecting Pensioners…
May 1, 2013
The Value of Advice
November 4, 2015
Cancer – Unbundling some mysteries
November 27, 2014
Today Chris and Trent had the pleasure of attending a workshop with Asteron Life featuring guest speaker Dr Antony Vreins. Antony is responsible for comprehensive Medical advice to Insurance operations, particularly claims, underwriting and product, and overview of end to end risk management and philosophy from a medical perspective.
This breakfast workshop was focussed around the topic of “Cancer – Unbundling some mysteries”. It was a fantastic, informative and engaging session which highlighted some incredible data surrounding cancer cases in Australia.
Some of the key points that we garnered from this morning initially surrounded the % increase risk for cancer causing carcinogens and infections.
The biggest increase factor in cancer risk is increasing age.
On average it takes approximately 10,000-100,000 changes in the cell bases before cancer occurs. Antony actually mentioned that studies show that our body fights off, on a daily basis, 20 cancer causing cells!
It seems that the colour of the food that we digest can play an important role as a cancer fighter. Red, green and purple vegetables are all excellent foods to help with this.
We all know that not smoking is a huge factor in decreasing/preventing your cancer risk. Alongside this is eating more vegetables, fruit and whole grains. Did you know that eating LESS red meat can reduce your cancer risk?
Some of the best/most effective methods of reducing your overall cancer risk are to maintain a healthy weight, eat a full balanced diet, regularly exercise and minimise your sunlight exposure.
On the topic of meat reduction, and I know that some of you carnivores out there are in shock at the moment well I have some more news! One of the highest contributors to bowel cancer is nitrate. Nitrate is found in charcoal, yes like that beautiful char that you get on those steaks and chops you get cooking on the BBQ! This goes against the very moral fibre of the Australian way of life! This does not mean that you have to cut out the much loved BBQ from our lives but just some valuable information to keep in mind.
At this stage in the medical world there are 2 mainstream cancer treatment methods.
Chemo is most commonly performance a 6 treatments per cycle. The goal of the chemo is to kill the cells that multiply the most quickly. Like many treatments though it does come with some side effects and risks which always need to be considered. These include
Organ damage to the heart, liver, kidneys and ears
This method of cancer treatment works essentially by killing the cancer causing cells by disrupting the bodies DNA. The downside to this treatment is that radiation exposure is one of the cancer causing issues/risk factors.
Overall, from an individual basis we are much more in tune with our bodies and are more open to noticing changes and getting regular checkups.
Although no cure has been developed as yet we can each play a role in reducing our overall risk to it.
While a challenging topic, it is reasonable to expect that we will all be exposed to the impact of Cancer in some capacity in our lives either personally or perhaps through the experience of friends, family or a colleague.
We were fortunate to be able to view “Natalies Story” which is a short video detailing the struggle of a young woman, mother and wife who was diagnosed with terminal cancer and unfortunately did not have any insurance benefits. Please take the time to view this by clicking on the YouTube link below (and have some tissues on hand!!)
Should you be affected by a form of cancer or any other disease for that matter it is so critically important to ensure that the impact on your family is kept to a minimum. A key way to achieve this is to ensure that you have a personal protection plan in place which can assist in funding your treatment, ongoing medical costs, replace your income and ensure that your families lifestyle is able to continue which will ensure you are able to focus on the most important things, treatment and recovery!
Should you wish to discuss a plan for you and your family please contact us.